Comparison
Wajub vs Flutterwave
A detailed comparison to help you choose the best payment infrastructure for your business in Africa.
Flutterwave is an excellent pan-African PSP. Wajub is not a PSP — it's an orchestration layer that sits on top of PSPs (including Flutterwave, via BYOP). The two can be complementary.
| Feature | Wajub | Flutterwave |
|---|---|---|
| Countries covered in Africa | 16 | 6 |
| Mobile money providers | 35+ | 15+ |
| Orchestration / Smart routing | ||
| Automatic failover | ||
| Built-in circuit breaker | ||
| Integrated KYC/KYB (Sync) | ||
| Batch mobile money payouts | Limited | |
| Real-time anti-fraud | Basic | |
| BYOP (Bring Your Own Provider) | ||
| Open API without lock-in | Partial | |
| Free sandbox forever | ||
| Dedicated Africa support | ||
| Bank cards | ||
| Multi-country VAT & invoicing | Partial |
Native orchestration
Wajub intelligently routes each transaction to the optimal provider. Flutterwave is a provider, not an orchestrator.
BYOP — No lock-in
With Wajub, keep your existing providers. Add new ones without changing your code. Flutterwave requires their infrastructure.
Automatic failover
If a provider goes down, Wajub automatically switches. Flutterwave cannot redirect to other PSPs.
Ready to orchestrate your payments?
Free sandbox, forever. BYOP — keep your existing providers.