Wajub vs Moneroo

Wajub and Moneroo do the same job: one integration, several payment providers behind it. They differ on pricing, the number of gateways and what they say about failover during outages.

In short

Moneroo presents itself as a payment orchestration platform and states that it is not a payment service provider. You connect the gateways of your choice, Flutterwave, Paystack, pawaPay, CinetPay, Stripe and others, and collect through a single API.

Wajub works on the same principle. It lets you set the route for each payment with your priorities and your rules, sends a mobile money payment through another connection during an outage, and collects MTN MoMo and Orange Money in Cameroon with no provider contract, through the Wajub rail.

Point by point

What it is

Payment orchestration layer: one API, several providers behind it. Not a payment institution.

Payment orchestration platform, "not a PSP" according to Moneroo.¹²

Who collects the funds

Your providers, on your own accounts, who pay you out under your contract. Wajub does not hold funds.

Not published.

Countries in Africa

23 countries, channel by channel, depending on the connections you enable.

More than 30 African countries claimed.²

Mobile money

68 local payment channels, mostly mobile money, including MTN MoMo, Orange Money, Wave, M-Pesa, Airtel Money and Moov Money.

More than 60 payment methods claimed, mostly mobile money, listed country by country.²⁵

Cards

Through the card provider you connect: Stripe, PayPal, Flutterwave, Paystack, CinetPay, FedaPay, or KkiaPay. Card numbers never reach Wajub.

Yes, through connected card gateways, including Stripe and Flutterwave.³

Payouts

In Cameroon, on the Wajub rail: MTN MoMo, Orange Money and Express Union. Elsewhere, case by case: the team confirms which are available for your account.

Yes: 57 payout methods in 23 countries, according to its public API.⁶

Providers behind one integration

Several: 2 on Pay as you go, 6 on Growth, unlimited on Scale.

Several: more than 12 gateways claimed, 30 named in its public API.²³

If the gateway goes down

A mobile money payment that fails moves automatically to the next connection, with nothing to redo on your side. A connection that fails repeatedly is set aside, then takes its place back as soon as it works again. Card payments are the exception: they stay with the provider the card was entered with.

Not published.

Contract to sign

Your contract with each connected provider. In Cameroon, the Wajub rail collects MTN MoMo and Orange Money with no provider contract.

A Moneroo account, then the gateways of your choice.⁴

Pricing

Pay as you go: no subscription, 200 payments and €5,000 of volume included each month, then €0.20 per payment and 1% of volume beyond that. Plans from FCFA 9,900 to FCFA 29,900 a month for larger quotas.

$0.01 per transaction, 150 free per month; payouts at $0.01, 100 free; no monthly fees; failed or cancelled transactions are not charged.⁷

Test mode

Free sandbox, no time limit. Routing between connections runs in production.

Yes: a test gateway in the sandbox.⁸

Information about Moneroo collected from its official pages. "Not published": missing from those pages. Something inaccurate? Write to hello@wajub.com and we will fix it. Moneroo is a trademark of its owner. Wajub is neither affiliated with nor endorsed by Moneroo.

Migrating from Moneroo to Wajub

Create a Wajub account and validate the integration in the sandbox: payment creation, checkout, webhook.
In the Dashboard, connect your accounts with the providers you were using, with their API keys: CinetPay, pawaPay, Flutterwave, Paystack, Stripe or others.
Set your priorities and routing rules, then move your traffic over channel by channel.

Choose Moneroo if

Cost per transaction comes first: Moneroo publishes $0.01 per transaction, with no subscription.
You need a gateway Wajub does not connect, such as Hub2, PayTech or Qosic.
You want payouts in several countries today: Moneroo publishes 57 payout methods in 23 countries.

Choose Wajub if

You want to decide how each payment is routed: your priorities, your rules by country and channel, and automatic failover when a connection fails on a mobile money payment.
You want a route that keeps failing to step aside on its own, and to read back every decision in the routing log.
You sell in Cameroon without a provider contract: the Wajub rail collects MTN MoMo and Orange Money there.
Your developers work in Node.js, PHP, Python, Go, Ruby, Java or .NET: Wajub has an SDK for each.

Give your payments a backup route.

Create a free account, validate the integration in the sandbox, then connect your providers.

Create a free account Read the docs